Chairman and Managing Director’s Statement

Advent of digital lending, supported by advancements in technology is playing an important role in bringing long overdue change in MSME credit narrative. Taking cognizance of the evolving times, the Bank has sharpened focus on making available technology driven financial instruments, products and systems.

Sivasubramanian Ramann

Chapter 1MSME Outlook

Timely and adequate credit to the MSME sector is the crucial link which needs strengthening.

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Chapter 2Business Initiatives and Overall Operations

Implementation of the Bank’s MSME Financing Program are executed through Financing, Promotional & Developmental Role, and Coordination among Stakeholders.

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Financial Performance

Business Performance

(₹ in crore)

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Chapter 3Promotional & Developmental Initiatives

SIDBI Vision 2.0 lays the thrust on inclusive, innovative and impact-oriented engagements. All the initiatives under P&D have been woven around Mission Swavalamban, which is an umbrella framework for inducing entrepreneurship culture and supporting various livelihood and entrepreneurship programs. Mission Swavalamban has 4 distinguishing pillars viz., Sampark, Samwad, Suraksha and Sampreshan (4S).

signifies “Connect” with MSMEs and Entrepreneurs

signifies “Dialogue” to strengthen relationship among various stakeholders of the MSME Sector

to create an enabling environment for the growth of MSMEs

constructive engagement with policy makers & MSME entrepreneurs

Chapter 4Corporate Governance Report and Management

The Bank has embraced and abided by the best corporate governance processes, ensuring the principle of fairness, equity, transparency, accountability and dissemination of information while upholding the highest ethical standards.

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