Risk Management
The Bank has put in place a comprehensive Risk Management System inclusive of Credit Risk Management, Market Risk Management, Operational Risk Management, Internal Capital Adequacy Assessment Process, Business Continuity Management, etc.
Risks associated with the Bank’s lending and treasury operations, including off-balance sheet items, are constantly monitored, measured and managed under the overall supervision and guidance of Risk Management Committee (RiMC) of the Board.
Policies
- Enterprise Risk Management (ERM) Policy
- Loan Policy
- IT & Cyber Security Policy
- Security & Collateral Management Policy
- Operational Risk Management (ORM) Policy
- Business Continuity Management (BCM) Policy
- Assets Liability Management (ALM) Policy
- Investment Policy
- Internal Capital Adequacy Assessment Process (ICAAP) Policy
- Internal Control Guidelines for Derivatives (ICGD)
- Market Risk Management Policy (MRMP)
- Model Validation Policy
Systems
- The IRMS consisting of Capital Assessment Models (CAM) for credit risk and market risk, ORMS, ICAAP Tool, Rating Models - Risk Assessment Model (RAM), SIDBI Multifunctional Appraisal and Rating Tool (SMART) and Score Cards, Bankers Assets Liability Management (BALM).
Green Financing
