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PRAYAAS

(Helping Micro entrepreneurs scale-up from Sustenance to Enterprise level)

Scheme at a Glance :

Objective To facilitate access to affordable credit to informal micro-entrepreneurs/ micro-enterprises (IMEs) for their livelihood enterprise promotion
The scheme provides door step assistance with the help of Partner Institutions, who assist SIDBI in the credit processes including collection of application information, digital documentation, collections, etc.
A faster credit delivery is ensured with the help of seamless digital integration between OPI and SIDBI and with the help of Prayaas App/ portal.
Partner Institutions Financial Intermediaries (BC/ MFI/ SHPI/ NBFC/ FinTech’s, etc.)
Non-Financial Intermediaries (Corporates, Aggregators, etc.)
Operational Areas PAN India

Scheme Impact (Status as on September 30, 2023)

No of beneficiaries More than 1,30,000 beneficiaries have been assisted under the scheme.
Scheme coverage The scheme is operational in 400+ districts of 25 States/UTs.
Assistance to women beneficiaries More than 86% of the beneficiaries assisted under the scheme are women entrepreneurs.
Assistance to Socially Backward sections More than 70% of the assisted beneficiaries belong to the socially backward sections of society.
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India.gov.in
Udyam Registration
Udyami Mitra
Ministry of Micro, Small and Medium Enterprises
National Portal ( Jan Samarth )
Central Vigilance Commission