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I have no doubt in my mind that we add to the national wealth if we help the small-scale industries. I have no doubt also that true Swadeshi consists in encouraging and reviving these home industries. It also provides an outlet for the creative faculties and resourcefulness of the people. It can also usefully employ hundreds of youths in the country who are in need of employment. It may harness all the energy that at present runs to waste.


Vision 2.0

To transform as an All India Financial Institution to create an integrated credit and development support role for the Bank by being a Thought Leader, adopting a Credit-plus approach, creating a Multiplier effect and serving as an Aggregator, in the MSME space.

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Msme Cluster Development Initiatives

Msme Cluster Development Initiatives

MSMEs reside and flourish in clusters.

SIDBI has been engaged in clusters through its direct lending business as also through promotion and development interventions.For focused attention, SIDBI has now set up Cluster Development Vertical to attend to cluster development from both soft and hard infra structure. In line with Shri UK Sinha committee recommendations, SIDBI has set up SIDBI Cluster Development Fund (SCDF) with support from RBI.

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Structural Interventions

MSME space holds within itself myriad opportunities. Time and again SIDBI along with various stakeholders of MSME space has made interventions for the growth & development of MSME ecosystem. Read More

MSME Pulse

These are Comprehensive Reports published quarterly based on close monitoring and tracking of MSME segment. It provides credit industry with trends and insights for making informed business decisions and provides insights to policy makers

Microfinance Pulse

A first-of its-kind newsletter “Microfinance Pulse” tracks the trends in the microfinance sector viz., disbursements delinquencies, state-wise distribution, top loan categories etc.

The Green Pulse

Sustainability Perception Index of MSMEs in India

Fintech Pulse

Fintech Pulse, a Half yearly report on Fintech lending in India with the focus on New Age Fintech emerging as Differentiators in timely and adequate delivery of credit to unserved and underserved. The report aims to bring out how the emerging technologies are causing disruption in the financial sector and the impact of these technologies in credit landscape, apart from analytical contents regarding performance etc. on key parameters.


First of the kind in the country and developed jointly by SIDBI and CRISIL, CriSidEx measures business sentiment of micro and small enterprises on a scale of “0 (extremely negative) to 200 (extremely positive)”. The parametric feedback for the index is captured through a survey of 1,100 micro and small enterprises

Industry Spotlight

SIDBI, in collaboration with CRIF, is pleased to introduce ‘Industry Spotlight’, a quarterly report based on Industry sectors/ clusters, with focus on MSMEs. Every quarter an analytical report on different sectors would be released under the partnership. These reports attempt to provide insights to the policymakers, bankers and other stakeholders including MSMEs drawing upon analysis of granular cluster level data

Udyam Abhilasha

SIDBI had launched Udyam Abhilasha campaign to create entrepreneurship awareness in 115 Aspirational Districts across 28 states. SIDBI partnered with CSC e-Governance Services India Limited, a Special Purpose Vehicle, (CSC-SPV) under Ministry of Electronics and IT for implementing the campaign. In this initiative, 470 training locations were covered with over 2.50 lakh hours of inputs given to participants through Village Level Entrepreneurs, 18000+ youths were trained (35%women) and many localized enterprises have been setup.



New dimensions to small enterprise lending