Letter of Transmittal

July 22, 2019

The Secretary,

Ministry of Finance,

Government of India, New Delhi

Dear Sir,

Annual Accounts and Report of the Board on the working of SIDBI – FY 2018-19.

In accordance with the Provisions of Section 30(5) of the Small Industries Development Bank of India Act, 1989, we forward herewith the following documents:

1) Copy of Annual Accounts of Small Industries Development Bank of India for the financial year ended March 31, 2019; and

2) A report on the working of the Small Industries Development Bank of India during the financial year ended March 31, 2019.

Yours faithfully,

(Mohammad Mustafa)

Chairman & Managing Director